{"id":25027,"date":"2021-10-21T09:15:00","date_gmt":"2021-10-21T15:15:00","guid":{"rendered":"https:\/\/otech.uaeh.edu.mx\/noti\/?p=25027"},"modified":"2021-10-21T09:15:00","modified_gmt":"2021-10-21T15:15:00","slug":"facebook-lanza-programa-piloto-de-novi-una-billetera-digital-de-criptomonedas","status":"publish","type":"post","link":"https:\/\/otech.uaeh.edu.mx\/noti\/criptomoneda\/facebook-lanza-programa-piloto-de-novi-una-billetera-digital-de-criptomonedas\/","title":{"rendered":"Facebook lanza programa piloto de Novi, una billetera digital de criptomonedas"},"content":{"rendered":"<p class=\"a-pos-0\" style=\"text-align: justify;\"><b>David Marcus<\/b>, principal responsable de los servicios financieros de<b>\u00a0Facebook<\/b>, anunci\u00f3 el martes 19 de octubre el lanzamiento de \u201cNovi\u201d, una billetera digital destinada a criptomonedas.<!--more--><\/p>\n<div class=\"mx-auto max-w-2xl\" style=\"text-align: justify;\"><img decoding=\"async\" class=\"rounded-lg shadow mx-auto heroImage lazyloaded\" src=\"https:\/\/assets.entrepreneur.com\/content\/3x2\/2000\/1634821993-Facebook-novi.jpg?auto=webp&amp;quality=95&amp;crop=16:9&amp;width=675\" alt=\"\" width=\"675\" height=\"379.6875\" data-src=\"https:\/\/assets.entrepreneur.com\/content\/3x2\/2000\/1634821993-Facebook-novi.jpg?auto=webp&amp;quality=95&amp;crop=16:9&amp;width=675\" \/><\/p>\n<div class=\"text-xs text-gray-600 text-right mb-2\">Dawid Soko\u0142owski v\u00eda Unsplash |\u00a0<span class=\"skimlinks-unlinked\">about.fb.com\/news<\/span><\/div>\n<\/div>\n<h2 style=\"text-align: justify;\"><b>\u00bfC\u00f3mo funciona Novi?<\/b><\/h2>\n<p class=\"a-pos-1\" style=\"text-align: justify;\">Actualmente, Novi solo se encuentra disponible en Estados Unidos y Guatemala pues forma parte de un programa piloto para probar las funciones principales y capacidades operativas en la atenci\u00f3n del cliente.\u00a0 Esta fase de prueba tiene como prop\u00f3sito observar que tan viable es el uso de criptomonedas estables para la realizaci\u00f3n de pagos.<\/p>\n<p class=\"a-pos-2\" style=\"text-align: justify;\">Los usuarios que cuenten con Novi podr\u00e1n recibir y enviar dinero de forma segura y sin la necesidad de pagar comisiones usando la criptomoneda\u00a0<b>Pax Dollar<\/b>, la cual es una moneda estable que ha estado operando con \u00e9xito durante m\u00e1s de tres a\u00f1os y tiene importantes atributos regulatorios y de protecci\u00f3n al consumidor.<\/p>\n<div class=\"teads-inread sm-screen\" style=\"text-align: justify;\">\n<div><\/div>\n<\/div>\n<p class=\"a-pos-3\" style=\"text-align: justify;\">Ahora, Facebook tambi\u00e9n cuenta con su propia criptomoneda estable:\u00a0<b>Diem<\/b>. Sin embargo, Marcus afirm\u00f3 que est\u00e1 ser\u00e1 operada mediante Novi una vez que se obtenga la aprobaci\u00f3n regulatoria.<\/p>\n<p class=\"a-pos-4\" style=\"text-align: justify;\">Marcus no inform\u00f3 sobre la fecha en la que Novi ser\u00e1 lanzada a todo el mundo. Sin embargo, todo parece indicar que, si el programa piloto tiene \u00e9xito, se har\u00e1 a corto plazo.<\/p>\n<h2 style=\"text-align: justify;\"><b>Gobierno estadounidense, el principal obst\u00e1culo<\/b><\/h2>\n<p class=\"a-pos-5\" style=\"text-align: justify;\">Legisladores estadounidenses parecen no estar de acuerdo con este programa piloto de Novi. Cinco senadores del partido dem\u00f3crata, Brian Schatz, Sherrod Brown, Richard Blumenthal, Elizabeth Warren y Tina Smith, enviaron una carta a Facebook solicitando que \u201csuspenda inmediatamente su piloto de Novi, y que se comprometa a no llevar Diem al mercado\u201d. Lo anterior lo sustentan con el argumento que \u201cno se puede confiar en Facebook para administrar un sistema de pago o una moneda digital cuando su capacidad existente para administrar riesgos y mantener seguros a los consumidores ha demostrado ser totalmente insuficiente\u201d.<\/p>\n<p class=\"a-pos-6\" style=\"text-align: justify;\">Marcus respondi\u00f3 al senado que, aunque desconoce cu\u00e1ndo lanzar\u00e1 la versi\u00f3n final de Novi y Diem, su apoyo a estas no ha cambiado y que tiene toda la intenci\u00f3n de seguir adelante con estos dos proyectos una vez que la criptomoneda reciba la aprobaci\u00f3n regulatoria.<\/p>\n<p style=\"text-align: justify;\">Fuente:<\/p>\n<p style=\"text-align: justify;\">Espa\u00f1ol, E. E. (2021h, octubre 21). Facebook lanza programa piloto de Novi, una billetera digital de criptomonedas. Recuperado 21 de octubre de 2021, de https:\/\/www.entrepreneur.com\/article\/392556<\/p>\n","protected":false},"excerpt":{"rendered":"<p>David Marcus, principal responsable de los servicios financieros de\u00a0Facebook, anunci\u00f3 el martes 19 de octubre el lanzamiento de \u201cNovi\u201d, una billetera digital destinada a criptomonedas.<\/p>\n","protected":false},"author":1,"featured_media":25028,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[410],"tags":[],"class_list":["post-25027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-criptomoneda"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Facebook lanza programa piloto de Novi, una billetera digital de criptomonedas - Observatorio Tecnol\u00f3gico de Hidalgo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/otech.uaeh.edu.mx\/noti\/criptomoneda\/facebook-lanza-programa-piloto-de-novi-una-billetera-digital-de-criptomonedas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Facebook lanza programa piloto de Novi, una billetera digital de criptomonedas - 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